Author
Founder who built and exited an eCommerce brand and a SaaS. Runs a leveraged, multi-strategy portfolio as a one-man family office, and builds Incomestead.
Owning a lot of stocks feels like diversification. It often isn't. How to tell if your book is spread across real strategies — or one bet in disguise.
Jul 2026The fear of margin isn't fear of a number — it's holding one you can't govern. Zones, a cadence, and a persistence rule give the dread nowhere to live.
Jul 2026Option premium isn't income until one of three things happens: expiry, buyback, or assignment. Counting it before then inflates a yield you haven't earned.
Jul 2026How much margin is safe? The practitioner benchmark: keep your loan under ~30% of assets — the top of the Clear zone, not a line you creep up to.
Jul 2026Margin isn't gambling — it's borrowing against assets you already own. The risk lives entirely in the dose. Here's how to measure yours in two minutes and read it as a calm four-state gauge.
Jul 2026I allocate by strategy, not just by asset, then measure the drift weekly. The Incomestead Stack — why an unmeasured target is a wish, and how to govern it.
Jul 2026I’ve used most of these twelve reasons to skip governance myself. Here’s the honest answer to each — and why the layer above picking is what saves you.
Jul 2026A strategy is what you intend; a process is what you run every week. The governance layer above strategy that family offices keep and solo investors skip.
Jul 2026I run a leveraged book myself. Safe margin isn't a number you set once — it's a level you govern. The four zones, and why the weeks you skip matter most.