Hub
Borrow like the wealthy without blowing up — the brokerage "family bank", buy-borrow-die, and the callable catch that governance is built to cover.
Your statement shows what you own. It cannot show the rule you were about to apply — or whether this was the week you had decided to act.
Aug 2026Both routes ask for the same $500 a month. Only one of them makes stopping expensive. That asymmetry decides more outcomes than the return assumption does.
Aug 2026Buy and die are automatic. Borrow is the only leg you operate — and the only leg you operate that can end the strategy early. Here is the test that decides it.
Aug 2026Everyone wants the year. On one book, five defensible sets of assumptions give year 5, year 8, year 16, year 25 — and never. The spread is the honest answer.