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Retire without selling — the borrow-don't-sell model and its one catch, shown downside-first. Education and comparison, never a pitch to leverage your retirement.
Funding retirement from a margin loan means the debt compounds on itself — climbing toward the danger zone even in a flat market, then a crash finishes it.
Jul 2026Borrowing against your portfolio can fund retirement without selling a share. It's powerful and callable — only safe if you govern the utilization to a zone.
Jul 2026The 4% rule assumes you sell your portfolio to zero. There's another model — borrow against it instead. Powerful, callable, only safe if you govern it.