Author
Founder who built and exited an eCommerce brand and a SaaS. Runs a leveraged, multi-strategy portfolio as a one-man family office, and builds Incomestead.
A move in the exchange rate, with nothing you own changing price, moves your allocation. Here is how to track it so you can see it, and reproduce it later.
Oct 2026The safe part of a book is two Layers counted as one: Bedrock plus Cash — and it is supposed to recede as what the money is for changes.
Sep 2026Configure it for more than one section and it stops being a spreadsheet. Four of its fields will give you a wrong number without ever flagging one.
Sep 2026Three to eight? Twenty to twenty-five? Every answer is somebody’s tolerance. Here is the calculation that returns yours.
Sep 2026Most ways of judging an advisor measure the market's work, not theirs. Here's the test I'd run instead, and it resolves on documents rather than feelings.
Sep 2026Every answer to this question is a frequency, and a frequency alone is a calendar reminder you will ignore. The two-instrument version instead.
Aug 2026Both are collateralised and callable. The difference isn't safety — it's whether the line that ends you is published at all. One reading governs both.
Aug 2026Advisor minimums like $250k or $1M are about advisor economics, not your risk. The real test is whether you run a written, enforced operating model.
Aug 2026Leaving your advisor was the easy part. Here's the honest inventory of what he did, what you replaced, and the one job nobody replaces by accident.
Aug 2026One Friday my gut screamed sell and the rule said wait. Months later my gut said nothing and the rule said act now. Here is what actually changed.
Aug 2026Your statement shows what you own. It cannot show the rule you were about to apply — or whether this was the week you had decided to act.
Aug 2026Both routes ask for the same $500 a month. Only one of them makes stopping expensive. That asymmetry decides more outcomes than the return assumption does.